Templates, are an electronic file with a predesigned, customized format and structure, as for a fax, letter, or expense report, ready to be filled in. They can help you jump start a project and help you think of things that you might not yourself.
Some useful sites include:
Microsoft for writing a CV, creating a brochure, memo etc.
http://office.microsoft.com/en-au/templates
Business cards and flyers
www.hp.com/sbso/productivity/office/stocklayout.html
and Avery has layout templates for its labels at
www.averyproducts.com.au/au/downloads/software.html
For paper craft
www.ruthannzaroff.com/mirkwooddesigns/templates.htm
For kids
http://familyfun.go.com/printables
and
http://www.activityvillage.co.uk/
and
http://abc.net.au/children/makeanddo/print/print_bananas.htm
Photoframes and photo craft projects
http://h10025.www1.hp.com/ewfrf/wc/activityCenterHome?lc=en&cc=us